RV & Boat Loans

RVs and boats are the perfect recreational toys for Michigan’s summers. Give the family memories they’ll never forget and maybe even invite your friends for a parents only trip!

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Rates as low as

6.74% APR*

GET MORE Sunny Days & Starry Nights with a New RV or Boat!

Want to catch some waves or cruise down the open road? Arbor Financial can help make your new boat or RV a reality. With Special rates as low as 6.74% APR* and 60-day no pay1, you can soak up the sunshine or be looking up at the stars before your first payment is due.

It's easy to make the Summer have more memories by getting your own boat & RV loan, plus, no payments for 60 days. And you'll be automatically entered into the drawing when you take out your boat & RV loan for a chance to win a Solo Stove smokeless fire pit+
But hurry!

Apply Now      Apply By Phone

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Go Explore The U.S. - or Even Just The U.P.

There are more than 100 state parks in Michigan that offer recreational areas, trails, campgrounds, events, and so much more! Michigan is also home to more than 11,000 inland lakes that are at least 5 acres in size or larger. 

What are you waiting for? Experience the great outdoors in a recreational vehicle or boat this summer. Let Arbor Financial finance your fun with loans that offer low rates and generous repayment terms.

Escape the ordinary this summer with help from Arbor Financials Boat & RV special:

  • 60-day no pay1
  • Rates as low as 6.74% APR*
  • Up to 15-year financing for affordable payments
  • Up to 100% financing, so no money down needed**
  • Apply by phone 24/7 at 269.488.5945 and get an answer within minutes
  • Skip Pay options allow you the option of not making up to two months of loan payments each year

Protect and insure your investment for more peace of mind.

The last thing you want to think about is a total loss on your new boat or RV. But it’s important to be prepared for whatever life throws at you. A few bucks invested in an Arbor Financial Loan Protection Policy covers repairs and repays the loan in the event of an accident. 

Guaranteed Auto Protection (GAP)

If your RV or boat is stolen or totaled, you’re responsible to pay the difference between what you still owe and what your insurance company deems the vehicle is worth. GAP insurance covers the difference - potentially saving you thousands of dollars.   

Mechanical Breakdown Protection.

This protects against the high cost of major repairs with various levels of protection to choose from. Enjoy a zero deductible and Emergency Roadside Service throughout the life of the contract.

Learn more about payment protection

**APR effective as of 1/9/23 and for a limited time. The rate may vary depending on each individual’s credit history, loan amount, and loan to value at the time of application. Payments are equal monthly installments for the term of the loan. Programs, rates, terms, and conditions are subject to change without notice.

**Dependent on credit and underwriting factors.

1. **Qualifying borrowers may be eligible to defer their first payment for up to 60 days, dependent upon credit score and when the loan closes. Interest accrues from date of loan disbursement.

+The drawing is open to all legal Michigan residents who are 18 years or older. No purchase is necessary. Promotional period January 9, 2023 – March 10, 2023. For official rules, click here.